---
title: "INFONAVIT contributions: what they are · Sicheca"
description: "How much the company contributes to INFONAVIT and on which salary."
url: https://sicheca.com/en/blog/aportaciones-al-infonavit
lang: en
alternate_es: https://sicheca.com/blog/aportaciones-al-infonavit.md
---
Glossary · 2 min read

# INFONAVIT contributions: what they are

Short answer

The INFONAVIT contribution is 5% of each person's contribution base salary, paid by the company. It is paid every two months.

## What it is for

It builds the worker's housing savings.

## What else falls to the company

Withhold and remit the deductions for anyone who has a loan.

## Why everything starts with the working-time record

Almost every labor calculation starts from the same data point: how many hours and which days each person worked. If that data is uncertain, so is everything else.

- **Overtime:** it is paid according to the hours of each week.
- **Sunday premium and rest days worked:** they depend on which days were worked.
- **Aguinaldo and profit sharing:** they use the days worked in the year.
- **Labor lawsuits:** the company must prove the working time.

Since 2026, the Federal Labor Law requires that record to be electronic, per person, with start and end time.

## Common mistakes

- Using the UMA or minimum wage value from a previous year.
- Confusing daily salary, integrated salary and contribution base salary.
- Calculating benefits without knowing the days actually worked.
- Taking the legal minimums as if they were the maximum.
- Not keeping the backup of the calculation.

## What to do now

1. Confirm the current value for the year.
2. Have each person's daily salary at hand.
3. Check the days and hours worked in your record.
4. Do the math and keep it.
5. Validate it with your accountant.

## Related terms

**[What are the internal work regulations](https://sicheca.com/en/blog/reglamento-interior-de-trabajo).** The internal work regulations are the document with the mandatory rules inside the company: schedules, breaks, pay days and disciplinary measures.

**[What is the seventh day (séptimo día)](https://sicheca.com/en/blog/septimo-dia).** The seventh day is the paid rest day, at full salary, that every person is entitled to for every six days worked.

**[What is REPSE](https://sicheca.com/en/blog/que-es-el-repse).** REPSE is the STPS registry required of every company that provides specialized services or work to another company with its own staff.

## Frequently asked questions

### Is it deducted from the worker?

The 5% contribution is not. Payments on their loan are.

### Do these values change every year?

Yes. The UMA is updated every February 1 and the minimum wage every January 1. Always confirm the current value.

### Are the amounts gross or net?

Gross. They do not account for taxes or social security contributions.

### Can I use this for my payroll?

It works as a reference. Your accountant should do or validate the payroll calculation.

### Where does the data come from?

From the Federal Labor Law and from the official values published by INEGI and the National Minimum Wage Commission.

## Legal basis and sources

- Social security: Social Security Law and INFONAVIT Law.
- [Decree amending the Federal Labor Law on the reduction of the working week](https://sidof.segob.gob.mx/notas/docFuente/5786537). Official Gazette of the Federation, May 1, 2026.
- [Federal Labor Law, current text](https://www.diputados.gob.mx/LeyesBiblio/pdf/LFT.pdf). Chamber of Deputies.

**How we write this content.** The Sicheca team writes it from the official text of the law. When something is not yet defined by the authority, we say so. It is general information and does not replace the advice of a lawyer or an accountant.

## Keep reading

[ Glossary **What is REPSE**](https://sicheca.com/en/blog/que-es-el-repse) [ Glossary **What is NOM-035**](https://sicheca.com/en/blog/nom-035) [ Glossary **What is NOM-037 on telework**](https://sicheca.com/en/blog/nom-037-teletrabajo) [ Law and fines **Fine for not keeping the electronic working-time record**](https://sicheca.com/en/blog/multa-por-no-llevar-registro-de-jornada)

[See all articles](https://sicheca.com/en/blog/)

Who publishes this blog

Sicheca is a digital time clock for recording working time from your phone. We write these guides from the official text of the law, so any business can understand what applies to it. If you want to try it, there is a waitlist.

[Join the waitlist](https://sicheca.com/en/lista-de-espera?utm_source=blog&utm_medium=articulo&utm_campaign=aportaciones-al-infonavit&utm_content=final)